Financial Planning
Fee-Only
Why Choose Fee-Only Financial Planning?
We love the fee-for-service financial planning model because it is fully transparent and aligns our interests with yours. Here are some of the benefits:
- Transparent Costs: Know exactly what you are paying for. Here at Blueprint Financial, we disclose our fees upfront, eliminating any hidden charges and financial surprises.
- Unbiased Advice: It’s been well documented that many financial service providers in Canada push unnecessary high-cost products onto their clients that aren’t necessarily suited to their needs. Due to our fee-only model, that won’t happen here at Blueprint.
- Customized Strategies: Your financial goals are unique. We will craft personalized strategies designed to meet your individual objectives and financial situation.
- A Clear Return on Investment (ROI): After our initial free consultation, we won’t take you on as a client unless we believe that we can provide a significant return to your financial future that is well above our fees. Our goal is to at least 10X your ROI, and we often achieve a much higher return than that.
Our Packages
Choose from the 4 packages below
Package #1: Individual Blueprint
Who this plan is for: Ideal for Canadians seeking a personalized retirement and estate plan crafted by experts.
What You’ll Receive:
- Comprehensive Retirement Planning: Customized cash flow strategies for a comfortable retirement.
- Optimal CPP and OAS Timing: Maximize your government benefits.
- Tax-Efficient Investment Strategies: Grow investments while minimizing taxes.
- Income Maximization: Boost retirement income and reduce taxes.
- Investment Review: Integrate your current investments into your plan.
- Strategic Estate Planning: Minimize taxes and protect your wealth.
- Personalized Spending Plans: Tailor spending to fit your retirement lifestyle.
- Pension Strategy Guidance: Expert advice on pension options.
- RRSP and Income Strategies: Optimize income with strategic approaches.
- Asset Protection Review: Safeguard assets with risk management.
- Debt Management: Effective strategies to reduce and manage debt.
- Professional Collaboration: Work with your accountants and lawyers for alignment.
$2,500
One-Time Fee
Package #2: Household Blueprint
Who this plan is for: Perfect for Canadian couples and households looking for a unified financial plan that covers both retirement and estate planning.
What You’ll Receive:
- All-Inclusive Features: Enjoy ALL the advantages of our Individual Retirement Plan (Option #1), PLUS the following:
- Strategic Income Splitting: Boost your household’s financial gains with smart income splitting.
- Harmonized Withdrawals: Align your withdrawals for the best possible retirement outcomes.
- Optimal Benefit Timing: Maximize your joint CPP and OAS benefits with coordinated timing.
- Customized Financial Strategies: Personalized strategies like RRSP Meltdown and Laddered Income to fit your needs.
- Robust Stress Testing: Ensure your plan can withstand even the toughest scenarios.
- Balanced Tax Planning: Minimize your combined tax liabilities with effective planning.
- Estate Coordination: Plan together to leave a lasting legacy with minimal complications.
$3,000
One-Time Fee
Package #3: Business Blueprint
Who It’s For: Ideal for Canadian business owners managing a corporation or multiple rental properties, particularly those scaling rapidly, nearing retirement, or planning a business exit.
What You’ll Receive:
- All-Inclusive Features: Enjoy ALL the advantages of our Individual Retirement Plan (Option #1), AND Couples and Household Plan (Option #2), PLUS the following:
- Corporate & Income Tax Planning: Simplify tax complexities and maximize your financial advantages.
- Capital Dividend Account Optimization: Enhance your financial efficiency to keep more profits.
- Strategic Asset Transitioning: Minimize tax burdens while smoothly transferring assets.
- Comprehensive Scenario Analysis: Make informed decisions on real estate, inheritance, or business liquidation.
- Advanced Retirement Planning: Secure your future with tailored retirement strategies.
- Rental Property Expertise: Profitably manage and expand your rental portfolio.
$5000-$8,000
One-Time Fee
Package #4: Investment Blueprint
Who It’s For: This option is ideal for Canadians who want their investment portfolio managed in coordination with their financial planning.
What You’ll Receive:
- Transparency and Low Fees: With full-fee transparency and low-cost management, you will know exactly what you own and what you pay.
- Customized Portfolio Strategy: Tailored investment plans designed to fit your unique financial goals and risk profile.
- Alternative Investment Access: Expand your portfolio with options like private equity and Mortgage Investment Corporations (MICs).
- Tax Efficient Investing: Coordinate your investments to complement your retirement and estate plans optimally.
Meet Our FINANCIAL PLANNING Team
Christopher Liew
CFA Charterholder
Christopher is here to help you solve your financial worries—whether it’s figuring out how much you need to save for retirement, cutting down on taxes, or making sure you’re financially secure.
As the founder of Blueprint Financial, he oversees the team that creates personalized strategies that fit your life so that you can enjoy your dream lifestyle without stress.
Obed Maurice
CPA, CA, CFP®
Obed is your go-to expert for navigating the tricky world of taxes and accounting.
By tackling your complex tax challenges, refining your financial strategies, and optimizing your tax savings, he’s here to simplify the process and ease your stress.
With his Chartered Professional Accountant (CPA) credentials and experience as a partner of an accounting firm, Obed has an expert background you can count on.
Simon Wong
MBA, CFP®, CLU, CIM
Simon is all about simplifying your financial life—whether it’s planning for your dream retirement, cutting down on taxes, or preparing for life’s unexpected twists.
He’s here to make complex strategies easy to understand, so you can focus on living the life you’ve always wanted.
With an MBA in Accounting and certifications as a Certified Financial Planner (CFP) and Chartered Life Underwriter (CLU), Simon brings the expertise you need to achieve your goals.
Our Process – How it Works
Step 1: Book Your Free 30-Minute Consultation
We’ll go over the following in a Google Meet online meeting:
- Assessment of Your Current Finances: Understand where you stand today.
- Goal Setting: We’ll set your financial goals together
- Set Achievable Targets: Lay out clear steps towards your financial goals.
- Package Selection: We’ll choose the best service package above that is suited to your needs.
- Work from home: Our offices are completely digital, so you can do all this from the comfort of your home.
Step 2: Payment and Planner Assigned
- Make Payment: An invoice will be sent, and you can make a secure payment via credit card or Paypal.
- Planner Assigned: Depending on your specific needs, the appropriate expert will be assigned to do your financial plan
- Welcome Email: You’ll receive an email containing a questionnaire and service agreement.
- Form Submission: Complete and return the forms to us.
- Schedule Your Meeting: Book a 1-hour online Zoom meeting for the delivery of your plan, typically within 2-4 weeks.
- Follow-Up Questions: During this time, we’ll clarify any questions you might have.
Step 3: Receive Your Personalized Financial Plan
- Financial Plan PDF Provided: Receive a detailed PDF outlining your retirement strategy.
- Walkthrough of the plan: We’ll go over your plan in a full one-hour meeting, to answer any questions.
- Recording of the meeting provided: We’ll provide a recording of our meeting, and you can have full access for reference in the future.
Step 4: Monitor and Support
- 6-Month of Follow-Up Support: We’re here to answer any questions or address concerns you may have post-delivery.
- Ongoing Education: Receive regular updates and educational materials related to your plan
- Discounts on plan updates: You will receive discounts on any full plan updates in the future.
I just got a big promotion at work, so I figured it was time to think about retirement. I reached out to Chris and his team, and they really nailed it. They set me up with a plan that makes sense for now and later. It feels great to be prepared for retirement.
– Susan M. (Professional from Toronto, ON)