Financial planning for individuals in Canada
Income splitting is a tricky topic. Managing taxes for just yourself is complicated enough—adding a partner makes it even more challenging. But income splitting is an area we spend a … Read more
Tracking your goals will make you 33% more likely to achieve them, according to this study at Michigan State University. When I started tracking my net worth in 2019, It … Read more
Universal Life (UL) insurance has been trending on social media, often presented as a hidden secret to wealth accumulation. Some insurance agents, particularly those involved in multilevel marketing, may tout … Read more
The TFSA is making history in 2025 by FINALLY crossing the $100,000 limit threshold. Let me show you how to make the most of this milestone. Understanding Contribution Room Over … Read more
Navigating the financial implications of common-law partnerships in Canada can be challenging. While the legal rules may seem straightforward, the financial consequences are often overlooked. As a Certified Financial Planner … Read more
Introduced in 2015, the Graduated Rate Estate (GRE) has become a crucial tool for effective estate planning. What makes it special? Unlike most trusts, which are taxed at the highest … Read more
So, you’re thinking about moving abroad? You’re not alone—nearly 40% of new Canadians are considering leaving their province, or even the country, because of skyrocketing living expenses. Imagine waking up … Read more
The used car market jumped a mind-boggling 40% higher during the pandemic, but now with prices stabilizing, many of us wondering: Should you buy, finance, or lease your next car? … Read more
Feeling fed up with high taxes, outrageous inflation and freezing winters and are thinking of leaving Canada? You’re not alone. In 2022, the number of Canadians moving to the U.S. … Read more
There is a cost of living crisis in Canada right now. About 50% of Canadians are living paycheque to paycheque, according to Equifax Canada. Social media is filled with videos … Read more