Financial planning for individuals in Canada
Income splitting is a tricky topic. Managing taxes for just yourself is complicated enough—adding a partner makes it even more challenging. But income splitting is an area we spend a … Read more
Tracking your goals will make you 33% more likely to achieve them, according to this study at Michigan State University. When I started tracking my net worth in 2019, It … Read more
Universal Life (UL) insurance has been trending on social media, often presented as a hidden secret to wealth accumulation. Some insurance agents, particularly those involved in multilevel marketing, may tout … Read more
The TFSA is making history in 2025 by FINALLY crossing the $100,000 limit threshold. Let me show you how to make the most of this milestone. Understanding Contribution Room Over … Read more
Navigating the financial implications of common-law partnerships in Canada can be challenging. While the legal rules may seem straightforward, the financial consequences are often overlooked. As a Certified Financial Planner … Read more
Introduced in 2015, the Graduated Rate Estate (GRE) has become a crucial tool for effective estate planning. What makes it special? Unlike most trusts, which are taxed at the highest … Read more
The used car market jumped a mind-boggling 40% higher during the pandemic, but now with prices stabilizing, many of us wondering: Should you buy, finance, or lease your next car? … Read more
There is a cost of living crisis in Canada right now. About 50% of Canadians are living paycheque to paycheque, according to Equifax Canada. Social media is filled with videos … Read more