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Retirement Planning

Best Countries for Canadians to Retire Abroad

by Christopher Liew, CFA, CFP®
Best Countries for Canadians to Retire Abroad

In 2025, a record 120,000 Canadians left for good—and nearly one in seven were seniors aged 55+, a share that’s jumped 80% in just a decade. More Canadians than ever … Read more

Categories Retirement Planning

The RRSP Regret: Why Many Canadians Wish They Never Used It

by Christopher Liew, CFA, CFP®
The RRSP Regret: Why Many Canadians Wish They Never Used It

The RRSP Is Awesome. It’s Also the Most Misunderstood Account in Canada. Let’s be clear right up front. The RRSP is not a bad account.When used properly, it’s still one … Read more

Categories Retirement Planning

Master the 3 Stages of Your RRSP: Build, Retire, and Death

by Christopher Liew, CFA, CFP®
Master the 3 Stages of Your RRSP: Build, Retire, and Death

Most Canadians think of their RRSP as just saving, investing, and getting a tax refund. But that is only Stage 1. After reviewing many real retirement plans at Blueprint Financial, … Read more

Categories Retirement Planning

2026 CPP, OAS, GIS Updates: Big Changes to Your Pensions!

by Christopher Liew, CFA, CFP®
2026 CPP, OAS, GIS Updates: Big Changes to Your Pensions!

The 2026 pension changes could impact your retirement plans in a big way. In this blog post, let’s go over updates to the CPP, OAS, and GIS, so you take … Read more

Categories Retirement Planning

Retire NOW If You Answer “YES” to All 7 Questions

by Christopher Liew, CFA, CFP®
Retire NOW If You Answer "YES" to All 7 Questions

Most retirement advice focuses on money — how much you need, how to invest it, and whether you’ll run out. But here’s the thing: money alone doesn’t create a happy … Read more

Categories Uncategorized, Retirement Planning

Retiring With a TFSA? Here’s What You Should Do

by Christopher Liew, CFA, CFP®
Retiring With a TFSA? Here's What You Should Do

Picture this: you’ve finally retired. After decades of saving and investing, your TFSA has grown into something substantial. But now that you’re here, you might be wondering — “how do … Read more

Categories Retirement Planning

How to Pay ZERO Tax on Your CPP Payouts (Legally!)

by Christopher Liew, CFA, CFP®
How to Pay ZERO Tax on Your CPP Payouts (Legally!)

Many Canadians don’t realize that once you start your CPP in retirement, you have to pay tax on your payments. But there are legal ways Canadians pay zero tax on … Read more

Categories Retirement Planning

Where Should You Pull Funds from First in Retirement in Canada?

by Christopher Liew, CFA, CFP®
Where Should You Pull Funds from First in Retirement in Canada?

You’ve made it to retirement. You saved, invested, and built your nest egg. The hard part’s over, right? Almost. One overlooked decision—when and where to pull your money from—can cost … Read more

Categories Retirement Planning

7 Simple Ways to Increase Your CPP Pension Payments

by Christopher Liew, CFA, CFP®
7 Simple Ways to Increase Your CPP Pension Payments

If you’re planning to retire in Canada, optimizing your CPP might be the easiest money you’ll ever make. But most Canadians never fully take advantage of CPP — and after … Read more

Categories Retirement Planning

Retirees Spend 80% of Their Money on These 5 Things in Canada | How Do You Compare?

by Christopher Liew, CFA, CFP®
Retirees Spend 80% of Their Money on These 5 Things in Canada | How Do You Compare?

When you picture retirement, you probably think vacations, golf, or relaxing by the lake.But the reality? Most Canadians spend around 80% of their retirement budget on just five things. At … Read more

Categories Retirement Planning
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  • About
  • Services
    • Financial Planning
    • Business Services
    • Investment Management
    • Canada Exit Planning
  • Learn
    • Blog
    • Contact
    • Youtube
    • Tools
  • Book Call