Retirement Planning

Growing up, my mom always yelled at me to save money.“Ai Ya! Don’t waste money Chris! You’ll need it when you’re old!” At the time, I kinda just thought she … Read more

1. The “Dream vs. Reality” Hook Retire at 65? That worked when houses were $80K and most people didn’t live past the age of 75. But today? You could live … Read more

Nearly 1 million Canadians aged 60 to 64 are heading into retirement alone. That’s a staggering 37.8%—almost 4 out of every 10—who are single, divorced, widowed, or separated. And if … Read more

Many Canadians believe CPP and OAS will be enough to last for their entire retirement. But after speaking and working with retirees who rely on it, I can tell you—it’s … Read more

Retirement should be a time to relax, but for many Canadians, it’s becoming a growing financial crisis. Retiree incomes are falling, inflation is rising, and many are left wondering: Will … Read more

You’ve worked hard your whole life, but when it’s time to collect CPP, you might be in for a shock. Most Canadians don’t get anywhere near the maximum of around … Read more

A lot of Canadians assume RRSPs are a no-brainer for saving money. But after years of working with clients, I’ve seen some costly RRSP misconceptions that left them with regrets … Read more

I’ve worked with many people who have built seven-figure RRSPs, and it’s not because they were the highest earners or stock-picking geniuses. They simply followed a set of key principles. … Read more

I’ve helped countless retirees cut their tax bill just by using this one simple RRSP strategy.  It’s a common mistake—retirees leave money on the table by not properly managing their … Read more

The 2025 pension changes could impact your retirement plans in a big way. Let me show you how to navigate CPP, OAS, and GIS updates to maximize every dollar and … Read more