Retirement Planning

Many Canadians have no idea what they’re actually going to get from CPP until they’re staring at it in their bank account. And for a lot of people, the number … Read more

In 2025, a record 120,000 Canadians left for good—and nearly one in seven were seniors aged 55+, a share that’s jumped 80% in just a decade. More Canadians than ever … Read more

The RRSP Is Awesome. It’s Also the Most Misunderstood Account in Canada. Let’s be clear right up front. The RRSP is not a bad account.When used properly, it’s still one … Read more

Most Canadians think of their RRSP as just saving, investing, and getting a tax refund. But that is only Stage 1. After reviewing many real retirement plans at Blueprint Financial, … Read more

The 2026 pension changes could impact your retirement plans in a big way. In this blog post, let’s go over updates to the CPP, OAS, and GIS, so you take … Read more

Picture this: you’ve finally retired. After decades of saving and investing, your TFSA has grown into something substantial. But now that you’re here, you might be wondering — “how do … Read more

Many Canadians don’t realize that once you start your CPP in retirement, you have to pay tax on your payments. But there are legal ways Canadians pay zero tax on … Read more

You’ve made it to retirement. You saved, invested, and built your nest egg. The hard part’s over, right? Almost. One overlooked decision—when and where to pull your money from—can cost … Read more

If you’re planning to retire in Canada, optimizing your CPP might be the easiest money you’ll ever make. But most Canadians never fully take advantage of CPP — and after … Read more