Do you know where you are headed?
If you are like most Canadians in their 20s or 30s, you might be asking:
- How much should I be saving to hit my financial goals in my 40s?
- Am I on track to be a millionaire or at least financially independent?
- Should I prioritize a home, investments, or paying down debt first?
- What is the smartest way to use my TFSA, RRSP, or FHSA right now?
You’re not alone.
In today’s economy, it is easy to feel behind or unsure if you are on track. Retirement might feel far away, which is why Blueprint 40 focuses instead on hitting meaningful milestones in your 40s.
Our team holds professional designations such as the CFP, CFA, and CPA and has helped many Canadians in their 20s and 30s create personalized, easy-to-follow financial plans.
These plans are designed to help you reach your 40s with confidence. Whether your goal is becoming a millionaire, owning a home, building a strong investment portfolio, or simply being financially ahead of your peers, Blueprint 40 gives you a clear path forward.
As fee-only planners, we provide completely unbiased advice with no sales pitches or hidden agendas. Just clear, straightforward guidance designed to simplify your finances and help you build the future you want. Together, we will create a Blueprint that is tailored to your goals for your 40s.
Save Money
Stop losing money to avoidable taxes.
We will show you how to prioritize TFSA, RRSP, and FHSA, automate savings, and keep more of every raise.
Gain Clarity
No more guessing about your 40s.
Your Blueprint sets clear targets, shows which accounts to use, and gives you a simple schedule to follow.
Be Ready for Anything
Life changes.
We stress test job moves, income dips, market drops, a home purchase, or kids, then adjust the plan so you stay on track.
How Our Process Works
Step 1: Book a Free Discovery Call
We will connect in a 30-minute Zoom call to talk about your goals for your 40s, like hitting $1M net worth, paying off debt, saving for a home, or building a strong investment portfolio. We will assess where you stand today and set clear targets. With our fully digital office, you can do this from the comfort of your home. You can start by booking your free discovery call here.
Step 2: Create Your Financial Blueprint
If you proceed, we’ll assign an expert planner and send a welcome email with a questionnaire and service agreement. Once payment is made, we’ll meet to dive into your savings, investments, goals, and challenges, gaining a full understanding of your financial situation. Over 2–4 weeks, we’ll use advanced financial planning tools and expert knowledge to craft a personalized plan for you.
Step 3: Your Blueprint Delivered
Your personalized financial plan will be presented in a 1–2 hour Zoom meeting, accompanied by a detailed PDF outlining tailored strategies for taxes & investments and income. We’ll walk you through the plan, address your questions, provide a recording for future reference, and six months of follow-up support.
Our Packages and Pricing
All-Inclusive: Enjoy ALL the features of our Individual Blueprint 40 PLUS the following:
Testimonial
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FAQs
Yes, absolutely! We’d be happy to connect you with some of our former clients who have agreed to share their experiences. Let us know, and we’ll arrange it for you.
We totally get it; trusting people online with your finances isn’t easy. You can never be too careful, and we respect that. Here’s why you can feel confident about working with us:
- Proven Expertise: Our team includes professionals holding CFP, CFA, and CPA designations. To maintain these respected credentials, we must adhere to strict ethical codes set by these organizations.
- Check our credentials: You can check that we are in good standings with our professional institutions here:
- CFA Member Directory (Christopher Liew)
- CFP Planner Directory (Christopher Liew, Obed Maurice and Simon Wong)
- CPA Canada (Obed Maurice)
- Your Finances Stay Secure: We’ll never ask for access to your accounts, only the necessary information needed to build your plan.
- No Hidden Costs: We operate on a fee-only model, meaning you’ll always know exactly what you’re paying for, with no commissions or product sales influencing our advice.
- References: We’re happy to connect you with clients who can share their experiences working with us.
We guarantee an 8X return on the fee you invest in our services—or your money back. For example, a $5,000 plan is guaranteed to add $40,000 to your net worth compared to your original plan.
Many beginners have benefited greatly from our plans, but even seasoned finance professionals find value in an impartial review. Like second opinions in law or medicine, a fresh perspective on your finances can uncover missed opportunities or risks (and this often occurs in our free 30-minute consultation!)
Our clear, tailored approach maximizes your financial potential and delivers peace of mind. If we don’t meet the 8X guarantee, you don’t pay, it’s as simple as that.
