CPP Timing: Should You Start Payments at Age 60, 65, or 70?
Over 95% of Canadians start CPP at or before age 65, yet for many of our clients, we find that waiting until age 70 often proves optimal, potentially adding over … Read more
Christopher Liew, CFA
CPP Pensioners: You’re Getting a Cost-of-Living Raise in 2025!
If you’re receiving CPP already, here’s some good news; you’ll be getting a cost-of-living increase in 2025. But with grocery costs straining 51% of Canadians and rent rising nearly 9% … Read more
Do this to Pay LESS TAXES When You Retire in Canada (Legally)
Do you want to keep more of your money in retirement for travel, hobbies, and loved ones? You’re in the right place. I’ve helped countless clients save tens of thousands … Read more
Use This Free Net Worth Tracker to Build Wealth Faster (Walkthrough & Free Download)
Tracking your goals will make you 33% more likely to achieve them, according to this study at Michigan State University. When I started tracking my net worth in 2019, It … Read more
Avoid This Huge RRSP Mistake or Face a Brutal 50% Tax Bill in Retirement
Picture this: You’ve spent decades building up your RRSP, only to see over half of it disappear to taxes when you pass away. But there are some very effective methods … Read more
How to Save $200,000 For a Down Payment in Canada (FHSA, RRSP HBP)
With Canada’s sky-high home prices, every bit of help counts. Saving $200,000 for a down payment might seem impossible, but by combining the FHSA and RRSP, it’s within reach—and best … Read more
Why Net Worth in Canada EXPLODES After $100K
Net Worth for Canadians explodes after you get to your first $100K. Don’t believe me? Take a look at this data below. Net Worth Growth by Age in Canada: 2024 … Read more
Average TFSA Balance by Age (30, 40, 50, 60): Have You Saved Enough?
Curious if your TFSA savings are on track? Let’s see how you compare to the national averages by age, income, and gender. Key Takeaways Average TFSA Savings by Age Age … Read more
Will CPP Run out of Money and Fail to Pay You in Retirement?
64% of Canadians don’t think CPP will be there when they retire, and it’s no surprise—aging populations, rising costs, and even talk of Alberta leaving CPP can fuel that worry. … Read more
The Save-or-Spend Dilemma: Why Most Retirees Secretly Struggle
Picture this: You’ve spent decades preparing for retirement by saving, investing, and planning every step of the way. Now you’re finally here, with everything you need. But instead of enjoying … Read more