How Rich Canadians Avoid Taxes (Legally)
Once you cross into the top bracket in Canada, more than half of every extra dollar goes to tax. In some provinces, it’s 53%. So how do wealthy Canadians, business … Read more
Christopher Liew, CFA, CFP®
The CRA Doesn’t Care About Your 183 Days
Many Canadians believe there is a 183-day rule that controls everything — their tax residency, their government benefits like OAS and GIS, their health coverage. They think that under 183 … Read more
What Happens If You Just Stop Paying Taxes to the CRA?
Every tax season I have this thought: what happens if I just… don’t file? The CRA can’t catch all of us…. right? Well, I looked into it. And an estimated … Read more
Best Countries for Canadians to Retire Abroad
In 2025, a record 120,000 Canadians left for good—and nearly one in seven were seniors aged 55+, a share that’s jumped 80% in just a decade. More Canadians than ever … Read more
10 Jaw Dropping Money Stats of the Average Canadian
Many Canadians have a feeling they’re falling behind in recent years— they just don’t know how far. And the data confirms it. After running a financial planning firm and creating … Read more
Why More Canadians Are Choosing a Backup Country
If you’re like me, you’ve been paying attention to the growing tension between Canada and the United States. And for the first time in a long time, the future of … Read more
The RRSP Regret: Why Many Canadians Wish They Never Used It
The RRSP Is Awesome. It’s Also the Most Misunderstood Account in Canada. Let’s be clear right up front. The RRSP is not a bad account.When used properly, it’s still one … Read more
Inheritance Taxes in Canada: Will You Lose Thousands to the CRA?
I have some good news: Canada doesn’t have an inheritance tax. But your estate could still be passively exposed to tax when you die. In this blog post, I’ll show … Read more
5 Huge Advantages of an RRSP over a TFSA
The TFSA is amazing. But it’s not always better than the RRSP. In this blog post, I’m ranking five RRSP advantages from the most obvious to the one almost no … Read more
This 1 Rule Decides If You Keep OAS When Retiring Abroad
If you retire abroad without knowing this one rule, your OAS can disappear after just six months. Most Canadians have no idea it even exists. Picture two retirees. Same age. … Read more